This policy describes what information Express Capital Funding collects through https://expresscapitalsfunding.com, how it is used to connect you with lenders, and the choices you have. The short version: we collect what lenders need to consider a request, we transmit it securely to licensed lenders positioned to serve it, and we do not sell it to unrelated marketers.
Information We Collect
When you submit a request, we collect the information the form asks for: identity details (name, date of birth, address), contact details (phone, email), financial details (income source and amount, employment information, bank account and routing numbers), and your requested loan amount. When you browse, standard technical data, IP address, device and browser type, pages viewed, may be collected through server logs and similar technologies to keep the site functioning and secure. We do not knowingly collect information from anyone under 18, and this service is not directed to minors.
How Information Is Used
Request information exists to do one job: reach licensed lenders in our network whose state licensing and underwriting range fit your request, so they can evaluate it and, where prepared, present an offer. We also use information to operate and secure the site, respond to your messages, comply with legal obligations, and improve our pages and tools in aggregate. We do not sell your personal information to unrelated third-party marketers. Lenders who receive your request handle it under their own privacy policies, which their offer documents identify, read them, because your relationship after a connection is with the lender.
When Information Is Shared
Information is shared with network lenders as the service's core function; with service providers who support the platform under confidentiality obligations; and where law requires, in response to valid legal process or to protect against fraud and abuse. A corporate transaction such as a merger could transfer information as part of the business, subject to this policy's commitments.
Security and Retention
Requests transmit over encrypted connections, and access to personal information is limited to personnel and providers who need it to operate the service. No internet transmission is perfectly secure, and we cannot warrant absolute security, but safeguarding request data is treated as the operational priority it obviously is. Information is retained as long as needed for the purposes above and for legal and audit obligations, then deleted or de-identified.
Your Choices and Contact
You may decline to provide information, which simply means a request cannot be processed. You may ask what we hold about you, request corrections, or request deletion where law permits, by writing to [email protected] or the address on the contact page; we will verify identity before acting on such requests. Email preferences can be managed through links in any message we send. This policy may be updated as practices or law change, and the current version always lives at this page.