These terms govern use of https://expresscapitalsfunding.com, operated by Express Capital Funding. Using the site means accepting them; the plain-English summaries beside each section are for readability, and the sections themselves control.
The Service
Express Capital Funding provides a free loan connection service: requests submitted through the site are presented to licensed third-party lenders, who make all credit decisions. We are not a lender, do not guarantee that any request will result in a connection or an offer, and are not a party to any loan agreement you sign. Loan availability, amounts, and terms depend on lender decisions and state law.
Eligibility and Accuracy
The service is available to U.S. residents 18 and older. You agree that information you submit is accurate, current, and yours to submit, and that you are not impersonating another person or using another person's financial details. Inaccurate submissions may be rejected, and fraudulent ones may be reported.
Site Content Is Not Advice
Guides, calculators, examples, and definitions on this site are general educational content, not individualized financial, legal, or tax advice, and not an offer or commitment to lend. Calculator outputs are estimates. Where any content conflicts with a lender's written disclosure or agreement, the lender's documents govern. Content is provided as-is, and while we work to keep it accurate, we do not warrant that every figure remains current as markets move.
Acceptable Use
You agree not to misuse the site: no scraping at disruptive scale, no attempting to breach security, no submitting requests with stolen or fabricated identities, and no using the site for any unlawful purpose. We may suspend access to protect the service and its users.
Intellectual Property
The site's original content, text, design, tools, and branding, belongs to Express Capital Funding or its licensors. Personal, non-commercial reading and sharing by link is welcome; republishing substantial portions requires written permission via the contact page.
Disclaimers and Limitation of Liability
To the fullest extent law permits, the service is provided without warranties of any kind, and Express Capital Funding is not liable for lender decisions, loan terms, servicing conduct, or indirect or consequential damages arising from use of the site. Nothing here limits rights that consumer protection law does not allow to be limited.
Changes and Contact
Terms may be updated as the service evolves; the current version always lives at this page, and continued use after changes constitutes acceptance. Questions about these terms reach us at [email protected], and these terms are read alongside the privacy policy and advertiser disclosure.